by Twister » Feb 11, '15, 5:41 pm
We live by a fairly strict budget, when you live in your own place you kind of have to really, you cut your cloth accordingly, in my experience at least. I'm always on the look out for ways of saving money, coupons, cash back etc. I do a weekly meal plan to keep food costs down, and I shop around for the best energy tariffs. All bills & rent get paid within days of my OH getting paid so then all we have to worry about for the rest of the month is food shopping. I also like to have a small 'buffer' amount saved in the event of any unexpected expenses.
It would be nice to be able to spend money without thinking twice about it but to be honest unless you're super rich I don't really think it's possible without ending up in some sort of debt. I'm a thrifty person anyway though and I get a real sense of satisfaction from saving money where I can even if we don't necessarily need to, I hate paying more for a product or service when I could have gotten it cheaper elsewhere.